Zoning and land use

Floor area ratio and how much you can build

Floor area ratio multiplied by lot area sets the buildable floor area. Here is how it is calculated, what is excluded, and why the zoning lot is the real unit.

What is floor area ratio and how do you tell how much you can build?

Quick Answer

Floor area ratio is the multiplier the Zoning Resolution sets for each district. Multiply it by the area of the zoning lot and you get the maximum floor area permitted. The traps are that the zoning lot is often larger than the tax lot, and that not everything built counts as floor area.

How much may be built

Who does this land on?

Developers, owners considering an addition, and buyers paying for unbuilt development capacity that may already have been used.

What governs it?

  • The district bulk regulations in the Zoning Resolution, which set the maximum floor area ratio for each use
  • The definition of floor area, which excludes certain cellar space, mechanical space and other categories by rule
  • The definition of zoning lot, which can combine several tax lots under common ownership or a recorded agreement
  • Bonus provisions, including the inclusionary housing program, which permit additional floor area on stated conditions
  • The Department of Buildings zoning analysis on each filing, which is where the calculation is tested

How does the process run?

  1. Establish the zoning lot, which is the question a survey and an ACRIS search answer, not the tax map alone
  2. Measure the lot area, and confirm it against a current survey rather than a listing
  3. Apply the district floor area ratio for the intended use, remembering that residential, commercial and community facility ratios differ in the same district
  4. Subtract the floor area already built on every tax lot in the zoning lot, including neighbors if the lot was merged
  5. Apply the exclusions and any bonus the project qualifies for, and document each one in the zoning analysis
  6. Test the result against height, setback, yard and open space rules, which often bind before the floor area does

Where does it bite in a transaction?

  • A lot is priced on its own unused floor area when a recorded merger already moved that capacity next door
  • An addition is designed to a ratio that applies to a different use than the one proposed
  • Cellar space is counted as excluded when the grade condition does not support the exclusion
  • A building already exceeds the current ratio, so the addition is not an addition but an enlargement of a non-complying building

Is the zoning lot the same as the tax lot?

Often, but not reliably. A zoning lot can combine contiguous tax lots in single ownership, or lots joined by a recorded declaration and zoning lot development agreement. Because floor area is calculated across the whole zoning lot, buying one tax lot out of a merged zoning lot can mean buying no development capacity at all.

What happens if a building already exceeds the permitted floor area?

It is a non-complying building rather than an illegal one, assuming it was lawful when built. It can generally remain and be maintained, but enlarging it, and sometimes rebuilding it after major damage, is restricted. That is a different analysis from a non-conforming use, and the two are frequently confused.

Does every square foot inside the walls count?

No. The Resolution defines floor area and excludes stated categories, including certain cellar space and mechanical space. Exclusions are technical and they are the part of a zoning analysis a plan examiner reads hardest, so they are documented on the drawings rather than asserted.

Can you buy more floor area?

Sometimes. Unused development rights can move between lots through a zoning lot merger, and specific Resolution provisions allow transfers from landmarks and within certain special districts. Those are recorded real property transactions with their own diligence, not a line item on a budget.

What else should you read before you file or sign?

In the glossary

Zoning and land use

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Legal Disclaimer: This page is general information about New York practice. It is not legal advice, it does not account for the terms of any particular contract, building or transaction, and reading it does not create an attorney-client relationship. This is attorney advertising. Prior results do not guarantee similar outcomes.