NY State — NY Vehicle and Traffic Law
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Statute text reproduced from nysenate.gov. Not attorney-reviewed for your situation — for reference only.
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VTL § 128
A person, other than a lien holder, having the property in or title to a vehicle or vessel. The term includes a person entitled to the use and possession of a vehicle or vessel subject to a security interest in another person and also includes any lessee or bailee of a motor vehicle or vessel having the exclusive use thereof, under a lease or otherwise, for a period greater than thirty days.
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