NY State — NY Real Property Law

§ 344-G — SECTION 344-G Conveyance and encumbrance as real property

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Statute text reproduced from nysenate.gov. Not attorney-reviewed for your situation — for reference only.

What is NY RPL § 344-G?

Quick Answer

This section establishes that upon meeting specific conditions, any mortgage, lien, or security interest that can attach to land and buildings will attach in the same manner as real property. It specifies that manufactured homes are considered real property and governed by applicable laws. Applies to property owners dealing with manufactured homes and their financing.

General informational summary. Not legal advice for your situation. Consult an attorney before acting on any specific matter.

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Effective: 2026-12-12

§ 344-G SECTION 344-G Conveyance and encumbrance as real property

RPL § 344-G · effective 2026-12-12

§ 344-g. Conveyance and encumbrance as real property. Upon satisfaction of the conditions provided in section three hundred forty-four-b of this article, any mortgage, lien or security interest which can attach to land, buildings erected thereon or fixtures affixed thereto, shall attach, as of the date of recording in the same manner as real property. Title to such manufactured home shall be transferred by deed or other form of conveyance that is effective to transfer an interest in real property, together with the land to which such structure is affixed. The manufactured home shall be deemed to be real property and shall be governed by the laws of this state applicable to real property.

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