NYC Administrative Code

§ 28-105.12.7.1 — Insurance coverage for adjacent properties.

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What is NYC AC § 28-105.12.7.1?

Quick Answer

This section requires individuals obtaining a construction or demolition permit to secure insurance coverage for adjacent property owners and occupants against risks of loss, damage, or injury related to the work. Proof of insurance must be submitted to the Department of Buildings and shared with adjoining property owners prior to project commencement. Applies to permit holders for construction or demolition activities.

General informational summary. Not legal advice for your situation. Consult an attorney before acting on any specific matter.

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§ 28-105.12.7.1 Insurance coverage for adjacent properties.

AC § 28-105.12.7.1

A person who obtains a permit for construction or demolition operations shall, at such person's own expense, procure and maintain for the duration of the operations, insurance of a kind and in an amount specified by rule of the department, to insure any and all adjacent property owners and their lawful occupants fully for all risks of loss, damage to property or injury to or death of persons, arising out of or in connection with the performance of the proposed work. Such person shall submit proof of insurance to the department when applying for a permit for construction or demolition work. The department shall provide such proof of such insurance together with the permit to the owners of adjoining property 30 days prior to the commencement of the construction or demolition work, except in the event that emergency work is authorized as defined in section 28-105.4.1 of this code. If such emergency work is necessary, the permit and proof of insurance shall be provided to owners of adjoining property within a reasonable timeframe. (2018 N.Y. Laws Ch. 217, 8/24/2018, eff. 8/24/2018; Am. L.L. 2021/126, 11/7/2021, eff. 11/7/2022) Editor's note: For related unconsolidated provisions, see Appendix A at L.L. 2008/008 and L.L. 2021/126.

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