NY State — NY Real Property Actions & Proceedings Law

§ 1302-A — SECTION 1302-A Defense of lack of standing; not waived

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Statute text reproduced from nysenate.gov. Not attorney-reviewed for your situation — for reference only.

What is NY RPAPL § 1302-A?

Quick Answer

This section establishes that a defense based on the plaintiff's lack of standing in a foreclosure proceeding related to a home loan is not waived if not raised in a timely manner. However, such a defense cannot be raised after a foreclosure sale unless the judgment was issued due to the defendant's default. Applies to defendants in foreclosure proceedings.

General informational summary. Not legal advice for your situation. Consult an attorney before acting on any specific matter.

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§ 1302-A SECTION 1302-A Defense of lack of standing; not waived

RPAPL § 1302-A

§ 1302-a. Defense of lack of standing; not waived. Notwithstanding the provisions of subdivision (e) of rule thirty-two hundred eleven of the civil practice law and rules, any objection or defense based on the plaintiff's lack of standing in a foreclosure proceeding related to a home loan, as defined in paragraph (a) of subdivision six of section thirteen hundred four of this article, shall not be waived if a defendant fails to raise the objection or defense in a responsive pleading or pre-answer motion to dismiss. A defendant may not raise an objection or defense of lack of standing following a foreclosure sale, however, unless the judgment of foreclosure and sale was issued upon defendant's default.

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