Closings glossary

Common charges

The recurring charge a condominium levies on each unit for building operations and reserves. Real estate taxes are billed to the unit directly and are not part of the figure.

What are condo common charges?

Quick Answer

Common charges are the monthly amounts a condominium unit owner pays toward operating the building: staff, insurance, repairs and reserves. Unlike co-op maintenance they do not include real estate taxes, which a condo owner is billed for separately, and unpaid charges can lien the unit.

The full definition

The recurring charge a condominium levies on each unit for building operations and reserves. Real estate taxes are billed to the unit directly and are not part of the figure.

Where does common charges come up in a New York City closing?

A Long Island City condo quotes common charges of $1.10 per square foot plus a separate quarterly tax bill, which is why the co-op comparison confuses buyers.

What else should you read before closing?

In the glossary

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